Publicly Traded Securities

A gift of publicly traded securities can provide substantial tax savings.

How it works

  1. You make a gift of appreciated securities — stocks, bonds, or mutual funds.
  2. We sell the securities and use the proceeds to support the campus programs you choose.

How you benefit

  • You will receive an income tax charitable deduction based on the full fair market value of the securities, provided you have held them for more than a year.
  • Your income tax charitable deduction can be used to offset up to 30 percent of your adjusted gross income in the year of the gift. Any unused portion of the deduction can be carried forward for an additional five years.
  • You will not pay capital gains tax at the time of transfer.
  • You can use appreciated securities to make an outright gift that benefits Berkeley right now, or to fund a gift that provides you or a loved one with income for life and benefits Berkeley in the future (e.g. charitable gift annuity or charitable remainder trust).

How to give